The first week of October was painful for the credit card debt paying journey. There was yelling, a lot of stress and number crunching, but I think we did it. We have a plan, allowances. My husband and I will each get an allowance for spending on our selves, and that's it if we run out of money then we are done for the month. This is our first major step to paying down our credit card debt.
We decided to do allowances after going over Septembers spending and discovered that a huge amount of money was being spent on restaurants and take out, almost $600 a month. Yes nearly $600 a month on eating food cooked outside the home. A $600 that could have been better used to pay off or at least keep credit card debt from growing.
I must admit I had not been cooking as much since the doctor told me I could stand to loose a few pounds. It's not that I don't want to cook but I get home so late, usually between 6 - 6:30pm that after going for a run there is no way I can cook something and have it on the table by 7:30pm for dinner.
To pay down the credit card debt I have started cooking every night and as I expected I have only been able to go for a run once in the past 2 weeks, not counting weekends. I feel terrible and now I am worrying about my long term health. My husband has been able to keep up his daily some times 2x a day workouts and I am trying not to be resentful.
I am hoping this week that I can make adjustments to my schedule so that I can start running again. Who would have thought that trying to pay down credit card debt could get in the way of weight loss?
surprisingly, everything goes hand in hand. Have you considered waking up a bit earlier for your run?
ReplyDeleteI have thought of it but some one would have to be home with the toddler and to go early enough that my husband is home means that it is dark out side and I live in a pretty rural area with out street lights. But I have been using the crock pot more so that I can walk before dinner time, this has helped at least 1 to 2 times a week.
ReplyDeleteYou must manage it well, having a credit cards is really great if you manage every purchase you have. You can usually do both of it, gaining your weight even if you are having a debt. As what i said you wont worry your debt when the bills came if you manage it well.
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